EPS-95 Pension Scheme 2025: Receive Rs 7,500 Pension – Check Your Eligibility

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EPS-95, short for Employees’ Pension Scheme launched in 1995, will offer some respite to the pensioners in the proposed hike of minimum pension. After this, the increase would come in the year 2025, which could go as high as Rs 7,500 as a minimum pension for the retired person. This is to enable the post-retirement employee to settle financially and start reaping the benefits from the scheme.

What Exactly Is An EPS-95 Pension Scheme?

The EPS-95 is a below scheme for social security and has been launched by the Employees’ Provident Fund Organisation (EPFO) as a guaranteed pension to employees in the organized sector. It covers those employees who were EPF contributors during their service. The amount of pension would depend on the pensionable salary and years of service.

Update Highlights For The Year 2025

  • Minimum pension hike: The minimum hike proposed is in the amount of Rs 7,500 a month from the previous lower threshold.
  • Financial Aid: It will benefit lakhs of pensioners and ensure even a more sustainable income after retirement.
  • Government Assistance: According to rumors, the government is to come forward to finance the annual revision of pensions without crashing the EPFO reserves.

EPS-95 Pension Qualification Criteria

So, to be qualified for this revised pension, the basis given below has to be met:

  • 10 years-in-service-duration: Must have completed at least 10 years of service in an EPF-registered organization. 
  • The applicant should be *58 years or older* to claim for a regular pension.
  • For early pensioners at age 50, lesser benefits will apply.
  • Nominees would also be eligible to receive pensions by means of the survivor benefit scheme for deceased employees.

Here Are The Steps To Check Your Eligibility

  1. Go to EPFO Portal: The official EPFO website should be visited. 
  2. Login: Enter UAN and password for login. 
  3. For Pension Details: Services tab has a mention about him. 
  4. Visit EPFO Office: For other details, visit your nearest EPFO office.

Conclusion

This increases the EPS-95 pension amount to 7,500 per month in 2025 and is, therefore, a very laudable step in support of retired employees. Pensioners are advised to check their eligibility and keep up with the latest notifications released by the EPFO. Indeed, such pension increases will translate to better financial security and improved quality of life for the senior citizens.

Also Read: 8th Pay Commission News: Major Update On Salary And Pension Hike

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